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5 FAQs about SSI

On Behalf of | Aug 8, 2023 | Blog, Supplemental Security Income (SSI)

Supplemental Security Income is a federal program designed to assist people who have limited income and resources. Since the rules and qualifications can be complex, many individuals have questions about how SSI works and who can benefit from it.

Here you will find answers to some frequently asked questions about SSI.

1. What is SSI and who is eligible?

SSI is a program that provides financial assistance to individuals who have limited income and resources. If you are age 65 or older, blind or have a disability, you may be eligible for SSI. The program also takes into account your income and financial resources to determine eligibility.

2. How do you apply for SSI?

To apply for SSI, you must contact the Social Security Administration and fill out an application. The application will require information about your financial situation, medical condition and other personal details. You may need to provide supporting documents, such as medical records and bank statements, to complete the application process.

3. What is the difference between SSI and Social Security Disability Insurance?

SSI and SSDI are both programs that provide financial support, but they serve different populations. SSI is for individuals with limited income and resources, while SSDI provides support to individuals who have paid into the Social Security system through their work history. The eligibility requirements and benefit amounts for these programs differ, so it is helpful to understand which program you may qualify for.

4. How much can you receive from SSI?

The amount you can receive from SSI depends on various factors such as your living arrangements and income. As of 2023, the federal base rate for an individual is $914 per month, but this amount may vary depending on your specific circumstances. Some states also provide supplemental payments, which can increase the total amount you receive.

5. Can you work while receiving SSI?

You can work while receiving SSI, but it may affect the amount of your benefits. If you earn income from work, the SSA will consider this when calculating your SSI benefits. You must report any earnings to the SSA, and they will adjust your benefits accordingly.

Supplemental Security Income is a program that offers financial support to those in need. By becoming informed about SSI, you can make knowledgeable decisions about your financial well-being or help others access the support they may need.

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