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Some basics about applying for SSI benefits

Most people know about the retirement benefits that Social Security provides. Many people also know about Social Security Disability benefits. However, there are probably quite a few Los Angeles residents who don't know about Supplemental Security Income.

Also known as SSI, Supplemental Security Incom benefits are similar to Social Security Disability benefits, but SSI is granted on a much more narrow spectrum. As a recent article noted, there are some very specific requirements that must be met in order for someone to receive SSI benefits.

First, there is the physical condition requirement. To meet this requirement, a person applying for SSI benefits must have a disability, be blind or be over the age of 65. The difference between SSI benefits and Social Security Disability benefits is that SSI benefits are not based on a person's participation in the workforce. This means that disabled children can receive SSI benefits. The second requirement is based on the applicant's resources and income. The applicant, if applying for SSI benefits as an individual, must have income and resources that do not exceed $2,000. A couple can apply, and if they do their combined resources and income cannot exceed $3,000.

Like Social Security Disability benefits, SSI benefits help thousands of Americans make ends meet. SSI is another important program that many Los Angeles residents simply need more information about. These benefits can be especially helpful for families caring for a disabled child. But, also like SSD benefits, there are specific requirements that must be met in the application process. For an individual or family considering applying for these benefits, getting the most accurate information about what documentation will be needed is crucial.

Source: APP.com, "Social Security: What are the rules to get SSI benefits?" Joanne Crane, Aug. 3, 2014

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