Social Security Disability Insurance (SSDI) benefits adults with disabilities and limited income. According to ssa.gov, to qualify, you must pay into the system. In other words, you must work long enough at a job that pays Social Security taxes from your income.
Applying for SSDI is not very difficult. However, you still need to send a detailed application that requires research. Continue reading to learn more about what to expect when you apply for SSDI.
Submitting your application
Your first step should be gathering the relevant documents. For a detailed list of what you need, use the Adult Disability Checklist. Sending in an incomplete application will delay the process, so double-check it.
Reviewing your qualifications
Once you apply, the Social Security Administration (SSA) reviews it. They confirm with your employers that you worked enough to qualify and if you have a condition that qualifies as a disability. However, they do not make the final decision.
After the SSA confirms your disability and working experience, they send the application to the California Disability Determination Services office. They assess all the information and make a final determination. The SSA says that decisions take three to six months and that the timeframe depends on the specific disability and quality of the application. Look for the decision in the mail and check the status on SSA’s website.
Qualifying for SSDI depends on several factors. You must have a disability, but that is only the first step. A successful application includes all the relevant information that proves you have a disability and worked for an SSA-paying job.