Caring for a disabled child can be a challenge. As their parent, your priority is ensuring they receive the best possible care, but it comes at a high cost.
Fortunately, in California, there are resources available to assist families in situations like yours. These benefits can ensure your child gets the support they need.
What types of benefits are available?
The state and federal governments offer financial support that can improve your child’s quality of life and alleviate some of your burden. The three main programs are:
- Supplemental Security Income (SSI): This federal program provides monthly payments to low-income families with children who have physical or mental impairments. The parents’ income, along with the number of other children in the household, are factors in determining the benefit amount.
- Medi-Cal: California’s Medicaid program offers health coverage for disabled children, regardless of the family’s income. In addition to covering doctor’s visits and medical treatment, it can also help with transportation, respite and skilled nursing.
- In-Home Supportive Services (IHSS): IHSS is a state program available to children enrolled in Medi-Cal who require in-home assistance. It helps families pay for someone to assist with daily living activities, such as bathing, eating or mobility.
To start the application process, you will need to collect some essential documents, including:
- Proof of identity in the form of a birth certificate and Social Security number, along with your photo ID
- Medical records consisting of diagnosis reports and treatment plans from healthcare providers
- Your financial details, such as pay stubs, tax returns and bank statements, to verify your household income
After you apply for benefits, your child will likely be evaluated, and you may be required to attend interviews. The processing could take several months, and if an error occurs, you will wait even longer. You need to work with a legal representative who can review your paperwork before submitting it to ensure you have all the required information and that it’s accurate. If your application is denied or your benefits are insufficient, they can also assist you with your appeal. After all, these funds are vital to helping your child thrive.
