If you live in California and have worked enough over the years to be eligible to receive Social Security or Social Security Disability benefits, you might want to learn about some of the other advantages of your situation. Many people do not realize that there are situations when their dependent children may be able to apply for Social Security Disability Insurance based upon the parental work record.
As explained by the Social Security Administration, one of these times is when the dependent child is an adult and is disabled. There are some specific guidelines around this, of course, and one of these is that your child must be 18 years of age or older with a disability that was incurred prior to your child's twenty-second birthday. As with any disability of yours, your child's disability must meet the SSA's criteria of a disability.
Other requirements include that your child be unmarried and that you have either passed away or are disabled yourself. Your child is allowed to have a job and still receive these benefits but is only allowed to earn a certain amount of money. Your adopted child, grandchild or step-grandchild may also be able to qualify for these benefits based on your contributions through employment over the years.
This information is not intended to provide legal advice but is instead meant to give residents in California an overview of the way in which a person's adult disabled child might be able to receive disability benefits based on their parent's work history.