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Medical expenses for treating a mental impairment

For a Los Angeles resident suffering from a disability, the ability to pay for the necessary medical treatment is usually a primary concern. After all, we all know that medical costs in this country are incredibly high, even in the aftermath of the federal government's attempt to reign in those costs through the Affordable Care Act, or "Obamacare."

Medical expenses for treating a mental impairment can be even more difficult to manage. Even though many in the medical community, and society as a whole, are becoming more aware of the serious implications of mental impairments for millions of Americans, paying for treatment can still be difficult. Outpatient therapy sessions, medications and even inpatient treatment may all be possible treatment options for a person suffering from a mental impairment.

For some people, health insurance will cover some of the costs of the treatment they need. Health insurance companies are increasingly recognizing the need to cover treatment for mental impairments in their standard plans, and there is no question that this benefit can help many people. Unfortunately, that health insurance coverage may not be enough for some people.

When a Los Angeles resident has a mental impairment that leaves them disabled and unable to work, Social Security Disability benefits for the illness may be a possibility. Qualifying for SSD benefits could lead to a monthly benefit payment that could help with the costs associated with the treatment of the mental disability. The regular need for prescription medication is where many people with a mental disability need the most help.

Source: Mental Health America, "Paying for Care," Accessed May 31, 2015

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